Clay Liang

Financial Data & Scenario Tools

Small tools for testing assumptions, understanding market data and making financial calculations more transparent.

How I use this page: not as a source of investment advice, but as a learning environment. Each tool is designed to show its main inputs clearly so the result can be questioned, adjusted and reproduced.
Currency Crypto Stocks Inflation Data DCF Compound Loan Stock Return Inflation Calc ASML Tracker

💱 Currency Converter

What is this?

Convert currencies using real ECB rates. The mini charts show 30-day trends. Click any card to quick-convert.

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₿ Crypto Prices — live

What is this?

Live cryptocurrency prices from CoinGecko. Prices update every time you open the page. Shows the top coins by market cap plus 24-hour change.

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📈 Stock Quote — live

What is this?

Look up any US stock price by ticker symbol (like AAPL, TSLA, MSFT). Uses Alpha Vantage free API. The free tier allows 25 lookups per day — plenty for checking prices. Data is delayed ~15 min.

API key

Optional: paste your own Alpha Vantage key for more reliable stock lookups. It is stored only in this browser.

Quick:

🌍 Inflation by Country — World Bank data

What is this?

Real annual inflation rates (CPI) for major economies, from the World Bank. This is the official data governments report. Updated yearly — the most recent data is typically 1-2 years behind. Useful for comparing inflation across countries over time.

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🏢 Company Valuation (DCF)

What is this?

DCF estimates a company's worth by adding up all future cash flows, discounted to today's value. $100 next year is worth less than $100 today — the discount rate captures that.

Try:
Estimated Value
YearFCF ($M)DiscountPV ($M)

🌱 Compound Interest

What is this?

See how money snowballs. Start with something, add monthly, and let time work. Stock market averages ~7-10%/yr historically.

Try:
After 20 Years
YearPut InInterestBalance

🏠 Loan / Mortgage

What is this?

Calculate monthly payments for any loan. See total interest cost and how extra payments save money.

Try:
Monthly Payment
YearPrincipalInterestRemaining

📊 Stock Return Calculator

What is this?

Enter buy/sell price and holding period to get your total and annualized return. Annualized lets you fairly compare investments held for different durations.

Your Return

💸 Inflation Calculator

What is this?

See how inflation erodes purchasing power. Check what today's money will buy in the future, or what old money would be worth now.

Try:
Purchasing Power in 10 Years
YearValueChange